Further expand clippy workspace lints

Achieves a notable amount of reduced async and clones.

coins/monero/src/wallet/send/builder.rs

@@ -136,7 +136,7 @@ impl SignableTransactionBuilder {
       read.r_seed.clone(),
       read.inputs.clone(),
       read.payments.clone(),
-      read.change_address.clone(),
+      &read.change_address,
       read.data.clone(),
       read.fee_rate,
     )